Financial+Services,+Credit,+&+Taxes

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=Being Responsible With Your Money= You have made it, you have a job, you are paying your bills, living on your own...life is good! How do you make sure that you stay independent and successful? In the Basic Money Mangaement introduction, you learned the basics of banking. This next unit is going to take that a step further teaching you the best ways to manage your money, maintain a good credit score, and pay your taxes.

**Tasks to Accomplish:**

Financial Services & Credit
There are many different types of financial services out there. "I Have a Plan-Iowa" Financial Literacy program is provided by the state for all students to get a good foundation in their consumer economics knowledge. To access the course, go to @https://secure.ihaveaplaniowa.gov/ and use the access code ddd90446 to sign up for the class and start the program.

Taxes
The saying goes..."there are only two sure things in life, death and taxes." Being a United States citizen means you have to pay taxes; even gangster, Al Capone, couldn't get away with not paying his taxes. Read through the following chapter on figuring your income taxes.



Once you have completed the reading, get paper tax forms from Carrie to complete with the provided information.

Final Report
Reflect on what you have learned in this unit about navigating the world of financial services. Do you think you are better equipped to open banking accounts and maintain them responsibly? How can credit negatively impact your life? Should you worry about paying your taxes? What could happen if you don't pay them?

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